certification of deposit | BTCC Knowledge

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Certificates of Deposit (CDs) are a type of savings instrument offered by banks and financial institutions. CDs provide a fixed interest rate for a specified term, typically ranging from a few months to several years. They are considered low-risk investments as they are insured by the Federal Deposit Insurance Corporation (FDIC) up to a certain amount. CDs offer a higher interest rate than traditional savings accounts, making them a popular choice for investors seeking a SAFE and stable investment option.

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